Trusted Insurance Solutions in Chico for Over 25 Years
Trusted Insurance Services in Chico, CA
For more than 25 years, Esponde Insurance Services has been a trusted partner for families, individuals, and businesses in Chico, California. Founded in 2014 by Tony Esponde, our brokerage was built with one purpose in mind: to simplify the insurance process and give clients the personal attention they deserve.
We know that insurance is more than paperwork; it’s about protecting your family’s future, your health, and the things you’ve worked hard to achieve. That’s why when you call (530) 345-8872, you don’t just get a quote. You get a caring team that will walk with you step by step, making sure your coverage fits your life today and continues to support you in the years ahead.
Why Choose Esponde Insurance Services
Choosing insurance can feel complicated, especially when every provider claims to have the “best” plan. At Esponde Insurance Services, we believe the difference comes down to service and trust. Our approach has earned us long-lasting client relationships and a strong reputation in Chico.
Here’s why clients continue to choose us:
We provide free quotes with no hidden obligations.
Every client receives annual plan reviews, ensuring your coverage always matches your life changes.
We represent top insurance brands, so you have flexibility and options.
We’re local to Chico, CA, which means we understand the needs of our community.
With over 25 years of combined experience, we bring knowledge and professionalism to every conversation.
Insurance is not about selling a policy; it’s about providing peace of mind. Our clients know they can call us anytime, whether they need to update a policy, ask a question, or explore new coverage options.
Our Comprehensive Insurance Solutions
Life is unpredictable, but the right insurance coverage ensures you and your loved ones are always protected. At Esponde Insurance Services, we provide a wide range of insurance solutions tailored to your unique needs.
Medicare Coverage
From Medicare supplements to prescription programs, we partner with top brands to give our clients reliable healthcare coverage. Every year, we meet with clients to review their plans and adjust as needed. Our Medicare services include:
• Medicare Supplement Plans.
• Prescription Drug Programs.
• Annual Plan Reviews.
• Hospital Indemnity Coverage.
• Long-Term Care Insurance.
We take the confusion out of Medicare by helping you understand your benefits and ensuring you’re enrolled in the plan that gives you the best protection at the best value.
Health Insurance
Health insurance is one of the most important investments you can make for yourself and your family. We help clients navigate individual and family health plans, finding coverage that balances affordability with quality care. Whether you’re self-employed, between jobs, or simply looking for better options, our team will walk you through the process with clarity and confidence.
Life Insurance
Planning for the future is never easy, but life insurance ensures your loved ones are financially secure no matter what. We offer term life and whole life policies, giving you the flexibility to choose the plan that best matches your financial goals. Our role is to make sure your family is protected, your assets are secure, and your legacy is preserved.
Long-Term Care Coverage
Planning for the future means more than just health and life insurance; it also means preparing for the possibility of extended care needs. At Esponde Insurance Services, we provide guidance and free quotes for long-term care insurance, helping you protect your savings and ensure quality support if daily assistance is ever required. With the right plan, you can ease the burden on your loved ones and gain peace of mind knowing you’ll have access to the care you deserve.
A Personalized Insurance Process
At Esponde Insurance Services, we don’t believe in one-size-fits-all coverage. Instead, we focus on building a process that’s personalized for every client.
Step 1: Listening to Your Needs
We begin by asking questions and learning about what matters to you. Whether you’re planning for retirement, protecting your family, or running a small business, we listen carefully before recommending any plan.
Step 2: Comparing Options
Once we know your needs, we present multiple options from top carriers. We explain coverage, premiums, and benefits in simple terms, making sure you fully understand before making a decision.
Step 3: Providing Ongoing Support
Our support doesn’t end when you sign a policy. We offer annual reviews, updates when your life changes, and guidance anytime you have questions. Many of our clients stay with us for years because they value this ongoing partnership.
Testimonials
Call Esponde Insurance Services Today
Insurance doesn’t have to be complicated or stressful. With the right partner, it can be simple, clear, and empowering. Let us help you take control of your coverage and protect what matters most.
Call (530) 345-8872 today for your free quote and experience the difference of working with a brokerage that puts your needs first.